Michigan Marketplace · 2026 data
Michigan Marketplace insurers: who sells plans in your county
7 insurers sold plans on HealthCare.gov in Michigan in 2026, but how many you can choose from depends on your county. Here’s the full count from the federal plan file.
Your info goes to Nexus only and is never sold. Not to a call center, not to a list of “partners.”
- 7 insurers statewide
- 116 plans
- 2 to 7 per county
See my county’s insurers
Your info goes to Nexus only. Never sold. No pitch, no obligation.
Insurers, counties and plans (2026)
| Insurer (CMS name) | Counties | Plans | Network type | Requested 2027 avg. change |
|---|---|---|---|---|
| Blue Care Network of Michigan | 83 of 83 | 20 | HMO | 12.5% |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | 83 of 83 | 9 | PPO | 12.9% |
| Priority Health | 68 of 83 | 48 | HMO | 11.1% |
| McLaren Health Plan Community | 60 of 83 | 9 | HMO | 16.3% |
| Ambetter from Meridian | 30 of 83 | 9 | HMO | 24.4% |
| UnitedHealthcare | 12 of 83 | 13 | HMO | 25.5% |
| Oscar Insurance Company | 4 of 83 | 8 | EPO | 11.9% |
Counties, plans and network types: CMS plan year 2026 file, Michigan.[1] Requested 2027 changes are statewide individual-market averages as filed with DIFS, subject to approval.[2]
How many insurers per county
| Insurers selling in the county | Number of counties |
|---|---|
| 2 | 15 |
| 3 | 1 |
| 4 | 35 |
| 5 | 26 |
| 6 | 5 |
| 7 | 1 |
CMS PY2026.[1]
15 counties had only 2 insurers. The most choice was in Kent, with 7.[1]
What this means for 2027
- 2027 plans and insurers are published when Open Enrollment opens November 1.[3] Check your 2027 options even if you plan to renew.
- Some insurers in the DIFS filing sell only off the Marketplace: Alliance, HAP and Molina show no Marketplace participation.[2]
- Check your doctors before you pick an insurer: how to check doctors and drugs.
County details: Calhoun, Marquette, Van Buren and more in the Open Enrollment 2027 guide.
Sources
- CMS, QHP Landscape Individual Market Medical file, plan year 2026 (HealthCare.gov states), Michigan rows. https://data.healthcare.gov/datafile/py2026/individual_market_medical.zip
- Michigan DIFS, 2027 Michigan Health Insurance Rate Change Requests, Individual Market (as filed, subject to DIFS approval), updated July 14, 2026. https://www.michigan.gov/difs/-/media/Project/Websites/difs/OIRF/EHB/PDFs/2027_Proposed_Rate_Changes.pdf
- HealthCare.gov, Dates and deadlines. https://www.healthcare.gov/quick-guide/dates-and-deadlines/
Checked October 16, 2026. 2027 Marketplace plans and final 2027 rates aren’t published yet; we’ll update this page when they are.
Frequently asked questions
How many health insurers sell Marketplace plans in Michigan?
In 2026, 7 insurers sold 116 plans on HealthCare.gov in Michigan, according to the CMS plan year 2026 file.
Which insurers sell Marketplace plans in every Michigan county?
Blue Cross Blue Shield of Michigan and Blue Care Network of Michigan sold plans in all 83 counties in 2026.
Will the same insurers be available in 2027?
Not necessarily. 2027 plans are published at the start of Open Enrollment on November 1, 2026.
Will you sell my information?
No. Your information goes to Nexus Benefit Solutions only and is never sold.