Livingston County · Michigan · Open Enrollment 2027
Health insurance in Livingston County, Michigan
What individual and family plans cost in Livingston County, which insurers sell here, and which hospitals are local, all from public records.
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- 4 insurers (2026)
- 50 plans
- Enroll by Dec 15 for Jan 1
Get Livingston County options
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Marketplace plans in Livingston County (2026)
In 2026, 4 insurers sold 50 plans on HealthCare.gov in Livingston County (Rating Area 4): 3 Catastrophic, 15 Expanded Bronze, 19 Silver, 9 Gold, 4 Bronze.[1]
| Insurer (CMS name) | Network | 2026 plans | Requested 2027 avg. change (statewide) |
|---|---|---|---|
| Blue Care Network of Michigan | HMO | 15 | 12.5% |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | PPO | 9 | 12.9% |
| McLaren Health Plan Community | HMO | 9 | 16.3% |
| Priority Health | HMO | 17 | 11.1% |
Plans: CMS PY2026.[1] Requested changes are each insurer’s statewide individual-market average as filed with DIFS, not county-specific, and subject to approval.[2]
2026 monthly prices, before tax credits
- Lowest Bronze, age 40: $421.33
- Benchmark Silver, age 40: $639.32
- Lowest Bronze, age 60: $894.75
- Benchmark Silver, age 60: $1,357.68
Non-smoker, full price. CMS PY2026.[1] Not a quote; 2027 prices come out with Open Enrollment.
Compare Livingston County plansHospitals in Livingston County
- Trinity Health Livingston moved its hospital from Howell to a new campus at 7555 Grand River, Brighton, on April 19, 2026, with 56 acuity-adaptable beds and 8 licensed operating rooms. Emergency care moved with it.[5]
Network status changes by plan. Check that your hospital and doctors are in network before you enroll; we’ll check with you.
Heads-up: older directories may still list the Howell address. The state trauma list dated July 7, 2026 still lists the hospital under Howell.[6]
Livingston County at a glance
- Population: 193,866 (2020 Census).[3]
- Open Enrollment: November 1, 2026 to January 15, 2027; pick by December 15 for January 1.[4]
- Statewide, insurers requested an average 14.2% increase for 2027.[2]
Nearby guides: Ann Arbor and Lansing. Also: Bronze vs. Silver and 2027 subsidies.
Sources
- CMS, QHP Landscape Individual Market Medical file, plan year 2026 (HealthCare.gov states), Michigan rows. https://data.healthcare.gov/datafile/py2026/individual_market_medical.zip
- Michigan DIFS, 2027 Michigan Health Insurance Rate Change Requests, Individual Market (as filed, subject to DIFS approval), updated July 14, 2026. https://www.michigan.gov/difs/-/media/Project/Websites/difs/OIRF/EHB/PDFs/2027_Proposed_Rate_Changes.pdf
- Michigan Manual 2023–2024, Chapter VIII, Official 2020 Census counts for Michigan counties. https://www.legislature.mi.gov/documents/2023-2024/michiganmanual/2023-MM-Chapter8.pdf
- HealthCare.gov, Dates and deadlines. https://www.healthcare.gov/quick-guide/dates-and-deadlines/
- Trinity Health Michigan, Trinity Health Livingston prepares for spring transition to new hospital campus (Mar. 10, 2026). https://www.trinityhealthmichigan.org/press-releases/trinity-health-livingston-prepares-spring-transition-new-hospital-campus
- Michigan DHHS, Michigan Designated Trauma Hospitals as of July 7, 2026. https://www.michigan.gov/mdhhs/-/media/Project/Websites/mdhhs/Trauma/Designation/Designation-List/List-of-Designated-Trauma-Facilities-72026.pdf
Checked October 16, 2026. 2027 Marketplace plans and final 2027 rates aren’t published yet; we’ll update this page when they are.
Frequently asked questions
How many health insurers sell Marketplace plans in Livingston County?
In 2026, 4 insurers offered 50 plans on HealthCare.gov in Livingston County, per the CMS plan year 2026 file. 2027 plans are published at Open Enrollment.
What is the cheapest Marketplace plan in Livingston County?
In 2026, the lowest full-price Bronze plan for a 40-year-old non-smoker was $421.33 a month before any tax credit. Your price depends on age, income and plan year.
When can I enroll in Livingston County?
Open Enrollment runs November 1, 2026 to January 15, 2027. Pick by December 15 for January 1 coverage.
Will you sell my information?
No. Your information goes to Nexus Benefit Solutions only and is never sold.